Finance Discussion

QUESTIONS FOR DISCUSSION
1. What sorts of conditions must be met for a small business to borrow money? Is it easier for larger corporations to borrow money from banks? Why or why not?

2. What sort of companies are good to invest in these days? What sorts of products or commodities will yield high returns?

3. If borrowers don't pay back loans, what can happen? Can bigger corporations avoid paying their debts? If so, how?

4. Giant American carmaker GM is losing about $2.5 billion per year. They have about $50 billion in assets. Will they go bankrupt soon? Should banks be allowed to just write off bad debts for big employers? Why or why not?

5. How is corporate finance different from personal finance? How are they similar?

Finance Test

Finance Review Test
1. Two types of ____________ accounts are savings accounts and ____________ accounts.

2. TD Bank allows you to make 20 ________________ per month without penalty. These include ____________________, __________________ and transfers.

3. If you have a negative balance, you are in ______________________.

4. If you have enough funds to cover your check's amount, it will ________________. If you don't have enough, it will _______________________.

5. People who want to __________________ in real estate but don't have enough funds to pay a ______________ sum for the property must ______________ out a ___________________.

6. To borrow money, you must have some kind of ____________________, like a house or some other thing of value.

7. Investors want to get a high ____________________ on their investment. People who ____________________ in the stock market should research their stocks carefully.

8. In the world of corporate ______________________, balance _____________ are essential. They always show assets and _________________________.

9. ____________________ assets include things like machinery and property. These things are not usually sold.

10. ____________________ assets are things that have value that can be measured, like property or furniture. ______________________ assets are more abstract concepts, like morale, loyalty or brain power.

Assignment #3 Sho

PEER EDITED

Dear Mr Sprite.


I am writing in regard to your itinerary for meeting with Terriaki Incorporated in Tokyo on Monday.

Arriving on Friday. You will not feel on Monday. It also might be a good idea that you eat Terriaki incorporated's terriaki until Monday.

Meeting on Monday.

Coming back to Chikago on Thursday.After meeting, you will stay to follow up with any other contacts you have.

Please find attached a file containing more detail information.

Best regards

Sho Ishikawa

assignment #3 Rachael

PEER EDITED
Dear Mr. Sam Sprite,

I am writing to confirm your itinerary on behalf of Paul Revere.
As you know, you will be attending the meeting with Terriaki Incorporated in Tokyo on Monday.
I have summorized your itinerary below.
You will leave for Tokyo by the Air Canada flight at 08:30 a.m. on Friday. After arriving there, you will have ample time before the meeting.
On Monday, you will have the meeting with Terriaki Incorporated at 09:00 a.m..
You will stay several days to follow up with any other contacts until Thurday.
Finally, you will come back to Vancouver by the Air Canada flight at 11:45 a.m on Thurday.
You can check more detailed information in the attachment.

I hope that your meeting will be successful. Good luck!

Rachael,
the executive assistant to Paul Revere

3 Kenta Kato

EDITED VERSION BELOW
Dear Mr.Sam Sprite,

I am writing (on behalf of Paul Revere) regarding your trip for the meeting in Japan on behalf of Paul Revere.

Please see (a summary of your itinerary below) below for breif information .

7:00 P.M, June 7 (Wed): Set off from Vancouver airport

????P.M, June 8(Thu):Arrive at Narita airport, Check in at Loyal Hotel

1:00P.M, June 9(Fri):Have pre-meeting at Tokyo ???

Saturday and Sunday... extraday (extra time), in case you don't complete the pre-meeting

2:00P.M (Mon):Meeting

From Tuesday to Wednesday, you will (be able to) spend time on following up (with your contacts)

7:00P.M(Thu):Leave Japan

For more detailed information, please find attached the (attached) file (containing your full itinerary).

I believe your trip will be productive and meaningful.

Best regards,

Kenta Kato executive assistant

JONATHON'S NOTES: Your message is good overall, but in a few places you have mixed up your word order or left out some important phrases. Check how I've edited it and fix it up. Good luck on your future writing assignments.

Assignment#3 Yuki

EDITED VERSION BELOW
Dear Mr. Sam Sprie,

I am writing with regard to your itinerary of (your) meeting with terriaki incorporated in Japan.
Please find attached a copy of (the) itinerary of meeting in Japan (REDUNDANT).
Also, I am wrinting (writing) your itinerary below.

The meeting will be held in Tokyo on Monday. The outward fright will be on Friday, and (the) return fright will be on next Thurseday. You will spent 5 days in Tokyo. I will make hotel arrangements for you from Saturday to Wednesday.

Please contact me if you need more details about this itinerary.

Best regards,

Yuki Kakushima

JONATHON'S NOTES: Very good! However, you might have stressed that Sam should take Tuesday and Wednesday to follow up with contacts from Monday's meeting. Overall, well done.

Assignment#3 akihito

PEER EDITED
Dear Mr. Sam Sprite,

I'm writing in regard to your meeting in Japan.
Please find the attachments of your itinerary for your stay in Japan and.
Below is a basic of your itinerary,

Friday: Arrive in Japan at 20:00
Saturday-Sunday: Visit Terriaki Incorporated
Monday: Meeting
Tuesday: Follow up
Wednesday: Follow up & Go back

Best regards,

Akihito

Assignment #3: Jennifer !

PEER EDITED
Dear Mr. Sam Sprite,

I'm writing on behalf of Paul Revere regarding your upcoming trip to Tokyo, Japan.
Please find the attached file which includes your itinerary.

I have also written your itinerary below.

* Friday : Arrive in Tokyo
* Saturday-Sunday : Visit Terriaki Incorporated
* Monday : Meeting
* Tuesday-Thursday : Follow up
* Friday : Arrive in Chicago

If you have any questions, please do not hesitate to contact me.

Sincerely,

Jennifer
Executive assistant to Paul Revere

assignment #3-becky-yu jiuan huang

PEER EDITED
Dear Mr. Sam Sprite,

I am Becky, the executive assistant to Paul Revere, and I am writing concerning your itinerary for Tokyo.

Please find attached a copy of the itinerary.

And I also summarized below:

-Friday-take plane to Tokyo at 6:00 p.m.

-Saturday & Sunday-visit Terriaki Incorporated

-Monday--have a meeting with Terriaki Incorporated

-Tuesday & Wednesday--follow up

-Thursday--back to Chicago at 5:00 p.m.

If you have any questions, please do not hesitate to contact me.

Best regards,

Becky

Assignment #3: Getting Organized

You are the executive assistant to Paul Revere, the President of Freedom Holdings, an investment company in Chicago.

Paul has assigned you to arrange and send over a copy of the itinerary for Sam Sprite, the new marketing manager for Freedom Holdings. Paul doesn't have time to make the arrangements, so you'll have to do it for Sam (who is a new employee with the company).

Send over his itinerary for meeting with Terriaki Incorporated in Tokyo on Monday. You can include an atachment with the information but you should also send the information in text format.

Be creative with Sam's itinerary. Allow him ample time to get to Japan before the meeting. He should stay a few extra days to follow up with any other contacts he has.

Good luck!

Assignment #2 Yuki

Dear Ms. Rosa Jacson,

I am writing in regard to your request form.

Unfortunately, my computer is out of order because of system trouble, so I am not able to read you previous email. Also, I am not be able to open the attachments which you included to illustrate your problem.

Please accept my deepest apologies. I would be greateful if you could send me the email and attachment again.

Best regards,

Yuki Kakushima


EDITED VERSION BELOW
Dear Ms. Rosa Jackson,

I am writing in regard to your request form.

Unfortunately, my computer is out of work (out of order) because of system trouble, so I am not be able to read your prevoius email, and also I (TOO LONG: email. Also, I) am not be able to open the attachments inculuding some illustration of (which you included to illustrate) your problem.

Please accept my deepest apporogies (apologies). I would be greateful if you could send me the email and attachment again.

Best regards,

Yuki Kakushima

JONATHON'S NOTES: Good job! You had just a few minor problems with word selection, but your overall use of target language is good.

Assignment #2, Rachael.

Dear Ms. Rosa Jackson,

I am the customer service representative for Computer Nerds Inc. I am writing to apologize for our own computer problem.

Unfortunately, our own computer system crashed on Friday, So your information has been lost due to file corruption. In addition, I cannot read any of the attachments in your previous email request for service, which included some JPEGs and a PDF file to illustrate your problem. Also, part of the text in the email message itself has been corrupted and is unreadable.

As a result, I would be grateful if you could re-send your information. Also, I ask you to re-send the attachments because it is exxencial to fulfill your request for service.

Please accept my sincerelest apology for the problem. We trust that there will be no mistake in the future anymore.

Best regards,

Rachael
Computer Nerds Inc. Customer Service

assinment#2 Akihoto

Dear Ms. Rosa Jackson,


Thank you for sending a e-mail your request for service.
Unfortunately, our own computer had a ploblem on Friday and I'm anable to read any of the attachments of your e-mail due to file corruption. Also, part of the text in the e-mail message itself had been corrupted and was unreadable.

Would it be possible to send me it again on Monday REDUNDANT?

Please find my deepest apologies.

Best regards,

Akihito

EDITED VERSION BELOW
Dear, Ms. Rosa Jackson (Dear Ms. Rosa Jackson,)

Thank you for sending me a e-mail (your request for service).
Unfortunatry (Unfortunately), our own computer had a problem on Friday and I'm anable (I was unable) to read any of the attachments of your email due to file corruption. Also, part of the text in the email message itself had been corrupted and was unreadable.

Would it be possible to send me it again on Monday (REDUNDANT)?

Please accept my deepest apologies.

Best regards,

Akihito

JONATHON'S NOTES: Akihito, good job! You've written a very clear message with only a few minor problems. Good use of the target language. Also, be careful with that first part with the Ms. Name plus comma.

Assignment 2-becky, yu jiuan huang

Dear Ms. Rosa Jackson,

I am writing concerning your service request.

Please accept my deepest apologies, but due to techical problems from Friday until Monday, I was not able to see your previous email and attachments. Would it be possible to send it again?(Please attach the JPES and a PDF file again).

Many thanks,

Becky




EDITED VERSION BELOW
Dear Ms. Rosa Jackson,

I am writing conce(r)ning your service request.

Please accept my deepest apologies, but due to techical problems from Friday until Monday, I was not able to see your previous email and attachments. Would it be possible to send it again?(please included JPEGs and a PDF file) (Please attach the JPEGS and PDF file again).

Many thanks,

Becky

JONATHON'S NOTES: Becky, I think you've written the most concise message of the entire class, but you've used the target language well and the message is fine overall. Good luck on the last assignment.

Assignment#2,Sho

Dear Ms. Rosa Jackson,

I am writing in regard to your e mail. Please accept my sincerest apologies. Unfortunately your information you sent to us by email went missing due to some technical issues on our end. I only discovered the ploblem on Monday. Would it be possible for you to re-send me your information,



EDITED VERSION BELOW
Dear Rosa jackson (Ms. Rosa Jackson,)

I am writing in regard to your email. Please accept my sincerest apologies. Unfortunately your information you sent to us by email were (went) missing due to crash of my computer (DON'T BE SO SPECIFIC HERE: some technical issues on our end). And I could not find what the ploblem is until Monday. (BETTER: I only discovered the problem on Monday).
Would it be possible for you to re-send me your information, including the attachment(s)?

Sincerely,

Sho ishikawa

JONATHON'S NOTES: Sho, well done! The message is concise but effective. Please look at how I've edited some of your sentences. Good luck with the next assignment.

Assignment #2: Jennifer !

Dear Ms. Rosa Jackson,

I am writing regarding your request for service.

Unfortunately, our computer system crashed on Friday, but we did not discover that until
Monday.
It seems your files were corrupted. As a result, I wasn't able to read your massage or open
the JPEGs or PDF files you attached.

Please accept my sincerest apologies.
Would it be possible to send your message about the problem again, including the attachments?

Best regards,

Jennfer Park

EDITED WITH NOTES
Dear Ms. Rosa Jackson,

I am writing regarding your request for service.

Unfortumately, Our conputer system crashed on Friday, but we did not discover that until Monday.

Unfortunately, (DON'T USE UNFORTUNATELY TWICE - It seems) your files were corrupted so I couldn't read any information including the text, JPEGs and PDF file which you sent to illustrate your problem. (corrupted. As a result, I wasn't able to read your message or open the JPEGs or PDF files you attached.)

As a result I can fulfill your request for service. (REDUNDANT)

Please accept my sincerest apologies.

Would it be possible to send it again about your problem including the attachments. (Would it be possible to send your message about the problem again, including the attachments?)
Best regards,

Jennfer Park

JONATHON'S NOTES: Your writing is pretty good overall, but your use of the target language is not 100% correct. Please have a look at how I've edited it. Good luck with Assignment number 3!

assignment 2 Kenta Kato

Dear Ms.Rosa Jackson,

Please accept my sinserest apologies. Unfortunately, due to some technical difficulties, your information has been lost. As well as, I am unable to read any attachment you requested.

Also, part of the massage you sent is unreadable.

Would it be possible for you to re-send your information, including the JPEG and PDF attachments?

Many thanks,

Kenta Kato

WITH EDITING NOTES
Dear Ms. Rosa Jackson,

Please accept my sincerest apologies. Unfortunately, due to some technical difficulties, your information has been lost as well as I am unable to read (lost. As well, I am unable to read) any attachment you requested.

Also, part of the email message you sent is unreadable.

Would it be possible for you to re-send your information, including the attachment (JPEG and a PDF file)? (including the JPEG and PDF attachments?)

Many thanks,

Kenta Kato

JONATHON'S NOTES: Well done. Aside from some minor sentence structure problems, you've written a very good message. Good luck with assignment number 3.

Assignment #2: Sharing information

You are the Customer Service representative for a small company, Computer Nerds Inc. Your company provides clients with computer technicians to deal with any computer-related problem, big or small.

Your own computer system crashed on Friday and the problem wasn't discovered until Monday.

Unfortunately, it seems that one client's information has been lost due to file corruption. You cannot read any of the attachments in her previous email request for service, which included some JPEGs and a PDF file to illustrate her problem. Also, part of the text in the email message itself has been corrupted and is unreadable. As a result, you cannot fulfill her request for service. It's an embarrassing problem, given the nature of your business.

Contact the client, Rosa Jackson, by email. Briefly explain the reason why you are contacting her. Then, ask her to re-send her information, including the attachment.

Remember to use the target language. Good luck!